Fixed deposits have always been considered one of the safest forms of investment. Such is their popularity that they are an integral part of every diversified investment portfolio. But with numerous financial institutions offering this facility, which one should you choose? Well, you ought to open a fixed deposit with only a financial institution that has a proven track record. In the present market scenario, one of the best options at your disposal is Housing Finance Institutions Fixed Deposits. These fixed deposits have achieved the highest safety rating, i.e. AAA from CRISIL as well as ICRA up to 25 continuous years. Other available benefits include attractive interest rates, doorstep service, assured returns, loan facility against fixed deposit and many more.